Support and advice from other organisations
Below is a list of webpages and websites from other organisations, containing support and advice to help with the rising cost of living.
Budgeting and Money Saving Workshop
Monday 17 October 2022, 1.30pm to 4.30pm
I.T suite, First Floor, Barnstaple Library
As part of their Libraries for Life campaign, in collaboration with Wiser Money, Barnstaple Library are holding an informal budgeting workshop.
Have fun playing the 'Bodgit to Budgit' game and create a basic, personal budget - take a free template to plan a brighter financial future!
They'll also be exploring the Benefits Calculator and other budgeting tools, discussing priorities, giving advice on how to make budgets realistic and providing tips on saving money.
Managing Your Money webinar - October 2022
- Monday 10 October 11am
- Friday 14 October 11am
- Tuesday 18 October 1pm
- Thursday 20 October 1pm
- Friday 28 October 1pm
- Monday 31 October 11am
Citizens Advice are holding a Managing Your Money webinar, which is designed to help with information, tips and strategies to help you to take control of
your finances. There are six dates to choose from for the webinar, all in October.
In their webinar, which will last around 1–2 hours, they'll go through
the following with you:
- How to check if you are entitled to receive any benefits or if you are receiving the correct amount
- What grants and further support is out there to help with the Cost of Living crisis
- How to prepare a budget that gives an overview of what comes in against what goes out and how to try and set a little aside
- Money saving tips, how to make sure you’re not paying too much and are on the best tariffs/deals
- How to get further help if you’re struggling
If you are interested in attending the webinar, please clink on this Managing Your Money webinar link for full details on how to join.
Help for Households
The Cabinet Office has recently launched the ‘Help for Households’ campaign which explains the 41 different government schemes available to help with the cost of living, including new one-off payments as well as existing benefits and schemes.
These schemes have now been brought onto one Help for Households website.
Energy saving guidance and support
The Warm home scheme will re-open in November 2022. If you qualify, you will receive £140 off your electricity bill. You may be able to get the discount on your gas bill instead if your supplier provides you with both gas and electricity.
If you were born on or before 25 September 1956 you could get between £250 and £600 to help you pay your heating bills.
You may get a cold weather payment if you’re getting certain benefits or support for mortgage interest.
You’ll get a payment if the average temperature in your area is recorded as, or forecast to be, zero degrees celsius or below over 7 consecutive days, between 1 November and 31 March.
Visit the government website for home improvement ideas that could make your property cheaper to heat and keep it warm.
The information in this leaflet will help guide you through financial help available and practical steps you can take to help keep your home feeling warmer this winter.
Help with water bills
Growing Communities fund
Projects that support Devon communities can apply for funding through the Growing Communities Fund.
Grants are available ranging from £500 to £3,000.
Devon County Council have established the new fund to assist projects which directly benefit communities, either by helping to build self-reliance and resilience, tackle hardship such as food and fuel inequality, improve mental health and wellbeing, address loneliness and isolation, or respond to the climate emergency.
This platform has been co-ordinated by Northern Devon Voluntary Service and is now being used as a central resource for community activities and events taking place. It also includes volunteering opportunities.
Help with food
What is Healthy Start?
If you’re more than 10 weeks pregnant or have a child under 4, you may be entitled to get help to buy healthy food and milk. If you’re eligible, you’ll be sent a Healthy Start card with money on it that you can use in some UK shops. Your benefit will be added onto this card every four weeks.
Help with NHS charges
If you have a low income, the NHS Low Income Scheme could help you pay for:
- NHS prescription charges
- NHS dental treatment charges
- the cost of sight tests, glasses and contact lenses
- the cost of travelling to receive NHS treatment
- NHS wigs and fabric supports (check with your hospital for their arrangements for supplying NHS wigs
How much help you get depends on your weekly income and necessary outgoings, plus any savings or investments you have at the time you apply. If the amount you have left is low, you may be able to get help through the NHS Low Income Scheme. Any help you’re entitled to is also available to your partner, if you have one.
Help with broadband and phone packages
Social tariffs can provide a safety net for customers who might be struggling to afford their broadband or phone services. Ofgem have produced a list of broadband and mobile services which you may be eligible for.
Financial support and advice
- Citizens Advice
- National Debtline
- Community Money Advice
- Money Helper money navigator tool
- Christians Against Poverty
Mental health and emotional wellbeing
Every Mind Matters give expert advice and practical tips to help you look after your mental health.
Libraries for Life
Devon libraries are offering the following types of support:
- warm spaces in the libraries. Some will host sessions with advice about energy efficiency, debt advice and other topics
- community fridge projects, making surplus food from local supermarkets available to all for free.
- coat rails, where people donate warm winter coats for people to use, and some are also collecting donated clothing
- free baby weighing facilities at many of the libraries
- free drop-in IT sessions to help people boost their digital skills and confidence
- work clubs in libraries can help with CV writing, and developing skills to help apply for jobs
- Business and IP Centres in Barnstaple and Exeter libraries have webinars with advice for budding entrepreneurs and local start-up businesses